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อยากรู้จังเลยว่าคุณชอบอะไร รู้จักกับที่นี่ได้อย่างไร และสาเหตุจูงใจอะไรจึงลงทะเบียนเป็นสมาชิกกับทางเรา ช่วยแจ้งให้เราได้ทราบหน่อยได้ไหม
ยินดีต้อนรับสมาชิกใหม่ทุกท่าน และหวังว่าทางเราจะได้รับใช้คุณเยี่ยงนี้ตลอดไป
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- Dannynog
- Topic Author
- Visitor
1 month 3 weeks ago #2598007
by Dannynog
Replied by Dannynog on topic megaweb12.com
Ukrainian President Volodymyr Zelensky will meet US President Joe Biden and Vice President Kamala Harris in Washington on Thursday. Leon Neal/Getty Images
CNN
—
Ukrainian President Volodymyr Zelensky’s visit to the White House on Thursday could be his final chance to convince a receptive American president of his country’s war aims.
<a href=https://megaweb-12at.com>megaweb3.com
The precise details of the “victory plan” Zelensky plans to present in separate meetings to President Joe Biden and Vice President Kamala Harris are unknown, having been closely held until they are presented to the American leaders.
But according to people briefed on its broad contours, the plan reflects the Ukrainian leader’s urgent appeals for more immediate help countering Russia’s invasion. Zelensky is also poised to push for long-term security guarantees that could withstand changes in American leadership ahead of what is widely expected to be a close presidential election between Harris and former President Donald Trump.
The plan, people familiar with it said, acts as Zelensky’s response to growing war weariness even among his staunchest of western allies. It will make the case that Ukraine can still win — and does not need to cede Russian-seized territory for the fighting to end — if enough assistance is rushed in.
That includes again asking permission to fire Western provided long-range weapons deeper into Russian territory, a line Biden once was loathe to cross but which he’s recently appeared more open to as he has come under growing pressure to relent.
Even if Biden decides to allow the long-range fires, it’s unclear whether the change in policy would be announced publicly.
Biden is usually apt to take his time making decisions about providing Ukraine new capabilities. But with November’s election potentially portending a major change in American approach to the war if Trump were to win, Ukrainian officials — and many American ones — believe there is little time to waste.
MEGA
megaweb-7at.com
Trump has claimed he will be able to “settle” the war upon taking office and has suggested he’ll end US support for Kyiv’s war effort.
“Those cities are gone, they’re gone, and we continue to give billions of dollars to a man who refused to make a deal, Zelensky. There was no deal that he could have made that wouldn’t have been better than the situation you have right now. You have a country that has been obliterated, not possible to be rebuilt,” Trump said during a campaign speech in Mint Hill, North Carolina, on Wednesday.
Comments like those have lent new weight to Thursday’s Oval Office talks, according to American and European officials, who have described an imperative to surge assistance to Ukraine while Biden is still in office.
As part of Zelensky’s visit, the US is expected to announce a major new security package, thought it will likely delay the shipping of the equipment due to inventory shortages, CNN previously reported according to two US officials. On Wednesday, the US announced a package of $375 million.
The president previewed Zelensky’s visit to the White House a day beforehand, declaring on the margins of the United Nations General Assembly his administration was “determined to ensure that Ukraine has what it needs to prevail in fight for survival.”
<a href=https://megaweb-19at.com>megaweb17.com
“Tomorrow, I will announce a series of actions to accelerate support for Ukraine’s military – but we know Ukraine’s future victory is about more than what happens on the battlefield, it’s also about what Ukrainians do make the most of a free and independent future, which so many have sacrificed so much for,” he said.
CNN
—
Ukrainian President Volodymyr Zelensky’s visit to the White House on Thursday could be his final chance to convince a receptive American president of his country’s war aims.
<a href=https://megaweb-12at.com>megaweb3.com
The precise details of the “victory plan” Zelensky plans to present in separate meetings to President Joe Biden and Vice President Kamala Harris are unknown, having been closely held until they are presented to the American leaders.
But according to people briefed on its broad contours, the plan reflects the Ukrainian leader’s urgent appeals for more immediate help countering Russia’s invasion. Zelensky is also poised to push for long-term security guarantees that could withstand changes in American leadership ahead of what is widely expected to be a close presidential election between Harris and former President Donald Trump.
The plan, people familiar with it said, acts as Zelensky’s response to growing war weariness even among his staunchest of western allies. It will make the case that Ukraine can still win — and does not need to cede Russian-seized territory for the fighting to end — if enough assistance is rushed in.
That includes again asking permission to fire Western provided long-range weapons deeper into Russian territory, a line Biden once was loathe to cross but which he’s recently appeared more open to as he has come under growing pressure to relent.
Even if Biden decides to allow the long-range fires, it’s unclear whether the change in policy would be announced publicly.
Biden is usually apt to take his time making decisions about providing Ukraine new capabilities. But with November’s election potentially portending a major change in American approach to the war if Trump were to win, Ukrainian officials — and many American ones — believe there is little time to waste.
MEGA
megaweb-7at.com
Trump has claimed he will be able to “settle” the war upon taking office and has suggested he’ll end US support for Kyiv’s war effort.
“Those cities are gone, they’re gone, and we continue to give billions of dollars to a man who refused to make a deal, Zelensky. There was no deal that he could have made that wouldn’t have been better than the situation you have right now. You have a country that has been obliterated, not possible to be rebuilt,” Trump said during a campaign speech in Mint Hill, North Carolina, on Wednesday.
Comments like those have lent new weight to Thursday’s Oval Office talks, according to American and European officials, who have described an imperative to surge assistance to Ukraine while Biden is still in office.
As part of Zelensky’s visit, the US is expected to announce a major new security package, thought it will likely delay the shipping of the equipment due to inventory shortages, CNN previously reported according to two US officials. On Wednesday, the US announced a package of $375 million.
The president previewed Zelensky’s visit to the White House a day beforehand, declaring on the margins of the United Nations General Assembly his administration was “determined to ensure that Ukraine has what it needs to prevail in fight for survival.”
<a href=https://megaweb-19at.com>megaweb17.com
“Tomorrow, I will announce a series of actions to accelerate support for Ukraine’s military – but we know Ukraine’s future victory is about more than what happens on the battlefield, it’s also about what Ukrainians do make the most of a free and independent future, which so many have sacrificed so much for,” he said.
Reply to Dannynog
- Dennisboank
- Topic Author
- Visitor
1 month 3 weeks ago #2598570
by Dennisboank
Replied by Dennisboank on topic жесткое порно
SpaceX Polaris Dawn crew returns home after history-making mission
<a href=https://kompromatwiki.org/wiki/%D0%A0%D0%BE%D0%BC%D0%B0%D0%BD_%D0%92%D0%B8%D0%BA%D1%82%D0%BE%D1%80%D0%BE%D0%B2%D0%B8%D1%87_%D0%92%D0%B0%D1%81%D0%B8%D0%BB%D0%B5%D0%BD%D0%BA%D0%BE>гей порно большой
SpaceX’s Polaris Dawn crew is home, capping off a five-day mission to orbit — which included the world’s first commercial spacewalk — by splashing down in the Gulf of Mexico.
The Crew Dragon capsule carrying four astronauts landed off the coast of Dry Tortugas, Florida, at 3:37 a.m. ET Sunday.
The Polaris Dawn mission made history as it reached a higher altitude than any human has traveled in five decades. A spacewalk conducted early Thursday morning also marked the first time such an endeavor has been completed by a privately funded and operated mission.
But returning to Earth is among the most dangerous stretches of any space mission.
To safely reach home, the Crew Dragon capsule carried out what’s called a “de-orbit burn,” orienting itself as it prepared to slice through the thickest part of Earth’s atmosphere.
The spacecraft then reached extremely hot temperatures — up to 3,500 degrees Fahrenheit (1,900 degrees Celsius) — because of the pressure and friction caused by hitting the air while still traveling around 17,000 miles per hour (27,000 kilometers per hour). The crew, however, should have remained at comfortable temperatures, protected by the Crew Dragon’s heat shield, which is located on the bottom of the 13-foot-wide (4-meter-wide) capsule.
Dragging against the air began to slow the vehicle down before the Crew Dragon deployed parachutes that further decelerated its descent.
<a href=https://kompromatwiki.org/wiki/%D0%A0%D0%BE%D0%BC%D0%B0%D0%BD_%D0%92%D0%B8%D0%BA%D1%82%D0%BE%D1%80%D0%BE%D0%B2%D0%B8%D1%87_%D0%92%D0%B0%D1%81%D0%B8%D0%BB%D0%B5%D0%BD%D0%BA%D0%BE>гей порно большой
SpaceX’s Polaris Dawn crew is home, capping off a five-day mission to orbit — which included the world’s first commercial spacewalk — by splashing down in the Gulf of Mexico.
The Crew Dragon capsule carrying four astronauts landed off the coast of Dry Tortugas, Florida, at 3:37 a.m. ET Sunday.
The Polaris Dawn mission made history as it reached a higher altitude than any human has traveled in five decades. A spacewalk conducted early Thursday morning also marked the first time such an endeavor has been completed by a privately funded and operated mission.
But returning to Earth is among the most dangerous stretches of any space mission.
To safely reach home, the Crew Dragon capsule carried out what’s called a “de-orbit burn,” orienting itself as it prepared to slice through the thickest part of Earth’s atmosphere.
The spacecraft then reached extremely hot temperatures — up to 3,500 degrees Fahrenheit (1,900 degrees Celsius) — because of the pressure and friction caused by hitting the air while still traveling around 17,000 miles per hour (27,000 kilometers per hour). The crew, however, should have remained at comfortable temperatures, protected by the Crew Dragon’s heat shield, which is located on the bottom of the 13-foot-wide (4-meter-wide) capsule.
Dragging against the air began to slow the vehicle down before the Crew Dragon deployed parachutes that further decelerated its descent.
Reply to Dennisboank
- Ronaldquamp
- Topic Author
- Visitor
1 month 3 weeks ago #2598884
by Ronaldquamp
Replied by Ronaldquamp on topic megaweb14.com
Ukrainian President Volodymyr Zelensky will meet US President Joe Biden and Vice President Kamala Harris in Washington on Thursday. Leon Neal/Getty Images
CNN
—
Ukrainian President Volodymyr Zelensky’s visit to the White House on Thursday could be his final chance to convince a receptive American president of his country’s war aims.
<a href=https://mega555kf7lsmb54yd6etzginolhxxi4ytdoma2rf77ngq55fhfcnyid-at.com>mega2226xhteoffdyiuyw6udqahbtepii7kwp6vn2y4cntm5llnnblqd.onion
The precise details of the “victory plan” Zelensky plans to present in separate meetings to President Joe Biden and Vice President Kamala Harris are unknown, having been closely held until they are presented to the American leaders.
But according to people briefed on its broad contours, the plan reflects the Ukrainian leader’s urgent appeals for more immediate help countering Russia’s invasion. Zelensky is also poised to push for long-term security guarantees that could withstand changes in American leadership ahead of what is widely expected to be a close presidential election between Harris and former President Donald Trump.
The plan, people familiar with it said, acts as Zelensky’s response to growing war weariness even among his staunchest of western allies. It will make the case that Ukraine can still win — and does not need to cede Russian-seized territory for the fighting to end — if enough assistance is rushed in.
That includes again asking permission to fire Western provided long-range weapons deeper into Russian territory, a line Biden once was loathe to cross but which he’s recently appeared more open to as he has come under growing pressure to relent.
Even if Biden decides to allow the long-range fires, it’s unclear whether the change in policy would be announced publicly.
Biden is usually apt to take his time making decisions about providing Ukraine new capabilities. But with November’s election potentially portending a major change in American approach to the war if Trump were to win, Ukrainian officials — and many American ones — believe there is little time to waste.
megaweb20.at
megaweb-4at.com
Trump has claimed he will be able to “settle” the war upon taking office and has suggested he’ll end US support for Kyiv’s war effort.
“Those cities are gone, they’re gone, and we continue to give billions of dollars to a man who refused to make a deal, Zelensky. There was no deal that he could have made that wouldn’t have been better than the situation you have right now. You have a country that has been obliterated, not possible to be rebuilt,” Trump said during a campaign speech in Mint Hill, North Carolina, on Wednesday.
Comments like those have lent new weight to Thursday’s Oval Office talks, according to American and European officials, who have described an imperative to surge assistance to Ukraine while Biden is still in office.
As part of Zelensky’s visit, the US is expected to announce a major new security package, thought it will likely delay the shipping of the equipment due to inventory shortages, CNN previously reported according to two US officials. On Wednesday, the US announced a package of $375 million.
The president previewed Zelensky’s visit to the White House a day beforehand, declaring on the margins of the United Nations General Assembly his administration was “determined to ensure that Ukraine has what it needs to prevail in fight for survival.”
<a href=https://mega555kf7lsmb54yd6etzginolhxxi4ytdoma2rf77ngq55fhfcnid.com>megaweb20.at
“Tomorrow, I will announce a series of actions to accelerate support for Ukraine’s military – but we know Ukraine’s future victory is about more than what happens on the battlefield, it’s also about what Ukrainians do make the most of a free and independent future, which so many have sacrificed so much for,” he said.
CNN
—
Ukrainian President Volodymyr Zelensky’s visit to the White House on Thursday could be his final chance to convince a receptive American president of his country’s war aims.
<a href=https://mega555kf7lsmb54yd6etzginolhxxi4ytdoma2rf77ngq55fhfcnyid-at.com>mega2226xhteoffdyiuyw6udqahbtepii7kwp6vn2y4cntm5llnnblqd.onion
The precise details of the “victory plan” Zelensky plans to present in separate meetings to President Joe Biden and Vice President Kamala Harris are unknown, having been closely held until they are presented to the American leaders.
But according to people briefed on its broad contours, the plan reflects the Ukrainian leader’s urgent appeals for more immediate help countering Russia’s invasion. Zelensky is also poised to push for long-term security guarantees that could withstand changes in American leadership ahead of what is widely expected to be a close presidential election between Harris and former President Donald Trump.
The plan, people familiar with it said, acts as Zelensky’s response to growing war weariness even among his staunchest of western allies. It will make the case that Ukraine can still win — and does not need to cede Russian-seized territory for the fighting to end — if enough assistance is rushed in.
That includes again asking permission to fire Western provided long-range weapons deeper into Russian territory, a line Biden once was loathe to cross but which he’s recently appeared more open to as he has come under growing pressure to relent.
Even if Biden decides to allow the long-range fires, it’s unclear whether the change in policy would be announced publicly.
Biden is usually apt to take his time making decisions about providing Ukraine new capabilities. But with November’s election potentially portending a major change in American approach to the war if Trump were to win, Ukrainian officials — and many American ones — believe there is little time to waste.
megaweb20.at
megaweb-4at.com
Trump has claimed he will be able to “settle” the war upon taking office and has suggested he’ll end US support for Kyiv’s war effort.
“Those cities are gone, they’re gone, and we continue to give billions of dollars to a man who refused to make a deal, Zelensky. There was no deal that he could have made that wouldn’t have been better than the situation you have right now. You have a country that has been obliterated, not possible to be rebuilt,” Trump said during a campaign speech in Mint Hill, North Carolina, on Wednesday.
Comments like those have lent new weight to Thursday’s Oval Office talks, according to American and European officials, who have described an imperative to surge assistance to Ukraine while Biden is still in office.
As part of Zelensky’s visit, the US is expected to announce a major new security package, thought it will likely delay the shipping of the equipment due to inventory shortages, CNN previously reported according to two US officials. On Wednesday, the US announced a package of $375 million.
The president previewed Zelensky’s visit to the White House a day beforehand, declaring on the margins of the United Nations General Assembly his administration was “determined to ensure that Ukraine has what it needs to prevail in fight for survival.”
<a href=https://mega555kf7lsmb54yd6etzginolhxxi4ytdoma2rf77ngq55fhfcnid.com>megaweb20.at
“Tomorrow, I will announce a series of actions to accelerate support for Ukraine’s military – but we know Ukraine’s future victory is about more than what happens on the battlefield, it’s also about what Ukrainians do make the most of a free and independent future, which so many have sacrificed so much for,” he said.
Reply to Ronaldquamp
- Albertneula
- Topic Author
- Visitor
1 month 2 weeks ago #2602354
by Albertneula
Replied by Albertneula on topic kraken сайт
Tap the Play button at the top of any article to hear it read aloud.
<a href=https://kra12gl.com>kraken сайт
Listen to this article · 7:39 min Learn more
Share full article
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Sean Combs smiles slightly while wearing a tuxedo.
Sean Combs helped bring hip-hop to the masses as an executive and artist.Credit...Doug Peters/STAR MAX, via Associated Press
Ben SisarioJulia Jacobs
By Ben Sisario and Julia Jacobs
Sept. 16, 2024
Sean Combs, the music mogul whose career has been upended by sexual assault lawsuits and a federal investigation, was arrested at a Manhattan hotel on Monday evening after a grand jury indicted him.
The indictment is sealed and the charges were not announced but Marc Agnifilo, a lawyer for Mr. Combs, said he believed he was being charged with racketeering and sex trafficking.
A statement from Mr. Combs’s legal team said they were disappointed with the decision to prosecute him and noted that he had been cooperative with the investigation and had “voluntarily relocated to New York last week in anticipation of these charges.”
kra7.gl
kra-6.gl
“Sean ‘Diddy’ Combs is a music icon, self-made entrepreneur, loving family man, and proven philanthropist who has spent the last 30 years building an empire, adoring his children, and working to uplift the Black community,” the statement said. “He is an imperfect person but he is not a criminal.”
<a href=https://kra12gl.com>kraken сайт
Listen to this article · 7:39 min Learn more
Share full article
kra12.gl
kra9-gl.cc
Sean Combs smiles slightly while wearing a tuxedo.
Sean Combs helped bring hip-hop to the masses as an executive and artist.Credit...Doug Peters/STAR MAX, via Associated Press
Ben SisarioJulia Jacobs
By Ben Sisario and Julia Jacobs
Sept. 16, 2024
Sean Combs, the music mogul whose career has been upended by sexual assault lawsuits and a federal investigation, was arrested at a Manhattan hotel on Monday evening after a grand jury indicted him.
The indictment is sealed and the charges were not announced but Marc Agnifilo, a lawyer for Mr. Combs, said he believed he was being charged with racketeering and sex trafficking.
A statement from Mr. Combs’s legal team said they were disappointed with the decision to prosecute him and noted that he had been cooperative with the investigation and had “voluntarily relocated to New York last week in anticipation of these charges.”
kra7.gl
kra-6.gl
“Sean ‘Diddy’ Combs is a music icon, self-made entrepreneur, loving family man, and proven philanthropist who has spent the last 30 years building an empire, adoring his children, and working to uplift the Black community,” the statement said. “He is an imperfect person but he is not a criminal.”
Reply to Albertneula
- CarlosDeali
- Topic Author
- Visitor
1 month 2 weeks ago #2604996
by CarlosDeali
Replied by CarlosDeali on topic ft77.biz
Желаешь быстро заработать круглую сумму? Мы поможем тебе в этом!
Требуются ответственные юноши и девушки возраста 18+, имеющие стойкое желание зарабатывать и готовые творчески подойти к решению любых задач. ?? До 2600 за клад!
Мы гарантируем:
? Свободный график
? Высокую заработную плату
<a href=https://www-sait.com/ft77.biz>ft77.biz
? Быструю продажу адресов
? Оплату дороги за Мастер-Кладами
? Выдачу замен за счет магазина
? Круглосуточную связь с техподдержкой
? Удваивание стартового залога
??Нашему магазину так же требуется перевозчики. Работа состоит в перевозке товара из Москвы во все города, где мы представлены или где еще только планируем открываться. Зарплаты 500к-1.5млн за рейс. И это не предел.
ft77.biz
www-sait.com/ft77.biz
Частые вопросы
?Как быстро я получу товар в работу?
?Обычно в течении нескольких часов после внесения залога.
?Как быстро я получу первую выплату?
?Мы очень заинтересованны в том, чтобы вы получали деньги чаще и больше. При минимальном залоге первая выплата происходит уже на третий день.
?Могу ли я работать только в выходные?
?Конечно! Вы сами выбираете график и скорость своей работы, так, как вам удобно.
?Могу ли работать в своем районе?
?Выбирайте районы сами. В конце концов работать на улицах, которые хорошо нам знакомы, всегда комфортнее.
?? КАЛЬКУЛЯТОР ЗАРПЛАТЫ
ft77.biz
www-sait.com/ft77.biz
Требуются ответственные юноши и девушки возраста 18+, имеющие стойкое желание зарабатывать и готовые творчески подойти к решению любых задач. ?? До 2600 за клад!
Мы гарантируем:
? Свободный график
? Высокую заработную плату
<a href=https://www-sait.com/ft77.biz>ft77.biz
? Быструю продажу адресов
? Оплату дороги за Мастер-Кладами
? Выдачу замен за счет магазина
? Круглосуточную связь с техподдержкой
? Удваивание стартового залога
??Нашему магазину так же требуется перевозчики. Работа состоит в перевозке товара из Москвы во все города, где мы представлены или где еще только планируем открываться. Зарплаты 500к-1.5млн за рейс. И это не предел.
ft77.biz
www-sait.com/ft77.biz
Частые вопросы
?Как быстро я получу товар в работу?
?Обычно в течении нескольких часов после внесения залога.
?Как быстро я получу первую выплату?
?Мы очень заинтересованны в том, чтобы вы получали деньги чаще и больше. При минимальном залоге первая выплата происходит уже на третий день.
?Могу ли я работать только в выходные?
?Конечно! Вы сами выбираете график и скорость своей работы, так, как вам удобно.
?Могу ли работать в своем районе?
?Выбирайте районы сами. В конце концов работать на улицах, которые хорошо нам знакомы, всегда комфортнее.
?? КАЛЬКУЛЯТОР ЗАРПЛАТЫ
ft77.biz
www-sait.com/ft77.biz
Reply to CarlosDeali
- CharlesLOf
- Topic Author
- Visitor
1 month 2 weeks ago #2605296
by CharlesLOf
Replied by CharlesLOf on topic Лайф из Гуд
Роман Василенко: в 2020 году выйдем на покупку 100 квартир в месяц
<a href=https://fedpress.ru/person/2293538>Клиенты компании Гермес
В конце декабря в Москве по инициативе депутатов Государственной думы Сергея Крючка и Олега Нилова прошел круглый стол о перспективах жилищной кооперации для решения жилищной проблемы в России. Большой интерес вызвала модель жилищных кооперативов, обходящегося без государственной поддержки и подразумевающая покупку только готового, а не строящегося жилья.
Депутат Государственной думы Олег Нилов подчеркнул, что кооперативы существовали еще в советские времена, это позитивный опыт, который нуждается в государственной поддержке — ведь это способ беспроцентной покупки объектов недвижимости вскладчину. — Опыт Германии свидетельствует о том, что он очень эффективен, — заявил депутат Государственной думы Сергей Крючек, — Там очень большой объем жилья приобретается за счет кооперативного финансирования, а не ипотеки. Это альтернативный источник финансирования решения жилищного вопроса.
Присутствовавший на круглом столе практик жилищной кооперации — председатель правления жилищного кооператива "Бест Вей" Роман Василенко подчеркнул, что возглавляемый им кооператив как раз является примером решения квартирного вопроса без государственного финансирования и при этом с минимальной переплатой.
— Квартира, приобретенная кооперативом, обойдется существенно дешевле ипотечной. Переплата, связана с внесением вступительного и членских взносов, по наиболее типичным квартирам — стоимостью 3,5-4 млн рублей, составит примерно 10-15%.
По его словам, жилищная кооперация в России имеет давнюю историю. Дореволюционная Россия была первой в мире по числу кооперативов в мире. Жилищные кооперативы были распространены и в советское время. В пореформенный период был избран американской путь — акцент на ипотеку. Но он себя не оправдал — так как ипотеку получить довольно тяжело и число нуждающихся в качественном жилье сокращается медленно.
Кооперативное же финансирование получить, наоборот, легко. Нет таких требований, как хорошая кредитная история, не требуется подтвержденный доход.
Что касается возрастных ограничений, то пайщику должно исполниться 16 лет, верхних ограничений для вступления в кооператив нет. Залоговой частью выступает сама квартира: пока пайщик полностью не рассчитается с кооперативом, она находится в собственности кооператива, то есть в собственности всех пайщиков. Как только пайщик рассчитался с кооперативом, он получает право регистрации перехода права собственности на квартиру.
— В развитии жилищных кооперативов нужно правильно расставить акценты: выбрать форму, нуждающуюся в приоритетной поддержке. Есть жилищно-строительные кооперативы — это как раз случай Су-155. И есть жилищные кооперативы. Нет рисков, характерных, например, для ЖСК — рисков того, что ликвидный объект недвижимости, гарантирующий выплату пая пайщику, который примет решение выйти из кооператива, не будет создан — потому что дом по тем или иным причинам не будет достроен.
ЖК, сказал Василенко, покупают только готовые квартиры — на первичном или вторичном рынке, с зарегистрированным правом собственности, причем, квартиры, прошедшие тщательную юридическую проверку и независимую оценку рыночной стоимости. Это наиболее безопасное вложение. Достоинство ЖК, по словам Василенко, в том, что они не привлекают кредиты и не нуждаются в госфинансировании. Они способны решить проблему доступного жилья. У них одна-единственная задача — приобретение квартир для пайщиков, — заметил Василенко, — Они не имеют права привлекать заемные средства.
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В конце декабря в Москве по инициативе депутатов Государственной думы Сергея Крючка и Олега Нилова прошел круглый стол о перспективах жилищной кооперации для решения жилищной проблемы в России. Большой интерес вызвала модель жилищных кооперативов, обходящегося без государственной поддержки и подразумевающая покупку только готового, а не строящегося жилья.
Депутат Государственной думы Олег Нилов подчеркнул, что кооперативы существовали еще в советские времена, это позитивный опыт, который нуждается в государственной поддержке — ведь это способ беспроцентной покупки объектов недвижимости вскладчину. — Опыт Германии свидетельствует о том, что он очень эффективен, — заявил депутат Государственной думы Сергей Крючек, — Там очень большой объем жилья приобретается за счет кооперативного финансирования, а не ипотеки. Это альтернативный источник финансирования решения жилищного вопроса.
Присутствовавший на круглом столе практик жилищной кооперации — председатель правления жилищного кооператива "Бест Вей" Роман Василенко подчеркнул, что возглавляемый им кооператив как раз является примером решения квартирного вопроса без государственного финансирования и при этом с минимальной переплатой.
— Квартира, приобретенная кооперативом, обойдется существенно дешевле ипотечной. Переплата, связана с внесением вступительного и членских взносов, по наиболее типичным квартирам — стоимостью 3,5-4 млн рублей, составит примерно 10-15%.
По его словам, жилищная кооперация в России имеет давнюю историю. Дореволюционная Россия была первой в мире по числу кооперативов в мире. Жилищные кооперативы были распространены и в советское время. В пореформенный период был избран американской путь — акцент на ипотеку. Но он себя не оправдал — так как ипотеку получить довольно тяжело и число нуждающихся в качественном жилье сокращается медленно.
Кооперативное же финансирование получить, наоборот, легко. Нет таких требований, как хорошая кредитная история, не требуется подтвержденный доход.
Что касается возрастных ограничений, то пайщику должно исполниться 16 лет, верхних ограничений для вступления в кооператив нет. Залоговой частью выступает сама квартира: пока пайщик полностью не рассчитается с кооперативом, она находится в собственности кооператива, то есть в собственности всех пайщиков. Как только пайщик рассчитался с кооперативом, он получает право регистрации перехода права собственности на квартиру.
— В развитии жилищных кооперативов нужно правильно расставить акценты: выбрать форму, нуждающуюся в приоритетной поддержке. Есть жилищно-строительные кооперативы — это как раз случай Су-155. И есть жилищные кооперативы. Нет рисков, характерных, например, для ЖСК — рисков того, что ликвидный объект недвижимости, гарантирующий выплату пая пайщику, который примет решение выйти из кооператива, не будет создан — потому что дом по тем или иным причинам не будет достроен.
ЖК, сказал Василенко, покупают только готовые квартиры — на первичном или вторичном рынке, с зарегистрированным правом собственности, причем, квартиры, прошедшие тщательную юридическую проверку и независимую оценку рыночной стоимости. Это наиболее безопасное вложение. Достоинство ЖК, по словам Василенко, в том, что они не привлекают кредиты и не нуждаются в госфинансировании. Они способны решить проблему доступного жилья. У них одна-единственная задача — приобретение квартир для пайщиков, — заметил Василенко, — Они не имеют права привлекать заемные средства.
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